Instant everything. No brainer prices. Big heart.
Homeowners, Renters, and Pet Health Insurance Built For the 21st Century
Lemonade’s amazing coverage protects the stuff you own at home and everywhere else.
Maya, our charming artificial intelligence bot, will craft the perfect insurance for you. It couldn’t be easier, or faster.
See the Lemonade App in action
3 Minutes To get paid
90 Seconds To get insured
No Brainer Prices, Monthly Subscription
Pet Health Insurance
Already insured? We’ll take care of the switching hassle.
Already Insured? Switch to Lemonade Instantly
People left these insurance companies to join Lemonade:
How Lemonade Works
Lemonade reverses the traditional insurance model. We treat the premiums you pay as if it’s your money, not ours. With Lemonade, everything becomes simple and transparent. We take a flat fee, pay claims super fast, and give back what’s left to causes you care about.*
A flat fee to run everything
We pay claims super fast
If there’s money leftover, we give it back to causes
* Subject to board discretion and the company meeting certain financial standards