Fingerprinting Required?
Number of Hours of Pre-Exam Training Required
Exam Passage Required Before Applying for License?
State Statute or Resource
Alabama
Yes
20 hours for life; health; property; casualty; personal lines
40 hours for life and health; property and casualty
Yes
Alabama Insurance Code and Department of Insurance
Alaska
Yes
No pre-exam training hours required
Yes, for: title, bail bond, crop, portable electronics adjuster, and limited lines credit licenses
No exam is required for motor vehicle rental agency, travel, or portable electronics producer licenses
The exam requirement is waived if applying for an Alaska resident license within 90 days of canceling a resident license in another state with the same lines of authority
Alaska Insurance Code and Division of Insurance
Arizona
Yes, first-time insurance exam takers must be fingerprinted
Applicants with an existing license or who are adding a new line do not require fingerprinting
No pre-exam training hours required
Yes, if primary residence/place of business is Arizona or applicant has relocated from another state and wants a license not previously held
No test passage is required if applicant is licensed in good standing in home state (outside of Arizona) or applicant is relocating to Arizona and wants to hold the same sort of license as in previous state
Arizona Revised Statutes and Arizona Department of Insurance
Arkansas
No fingerprinting or background check required, but applicant must provide two forms of identification at exam
20 hours for life; accident, health and sickness; property; casualty; and personal lines
Arkansas Insurance Department
California
Yes, and fingerprinting services are provided at the exam site
12 hours of ethics training plus:
20 hours for life only; accident and health only; personal lines; limited line automobile
40 hours for life, accident, and health; fire/casualty
Yes
California Insurance Code and Department of Insurance
Colorado
No
50 hours for life, accident and health, property, casualty, property and casualty, and personal lines
Yes
Colorado Department of Regulatory Agencies
Connecticut
No
40 hours for life; accident and health; property; casualty; personal; public adjuster
80 hours for life, accident, and health; property and casualty
Yes
Connecticut Insurance Code and Insurance Department
Delaware
No, but applicant must obtain and submit State and FBI criminal history report
No pre-exam training hours required
Yes, for some types of insurance licenses
For crop insurance, applicants may instead submit Crop Adjuster Proficiency Program Cards
Delaware Insurance Code and Licensing Procedure
District of Columbia
No, but applicant must provide two forms of identification at exam
No pre-exam training hours required
Yes, for residents
Nonresident applicants licensed and in good standing in another state can be licensed through reciprocity
Florida
Yes for most types of licenses
40 hours for: life and variable annuity; health only
60 hours for: life, health, and variable annuity; personal lines
200 hours for general lines (property and casualty)
Yes
Florida Insurance Code and related resources
Georgia
Yes
8 hours for variable products
10 hours for navigator
20 hours for life; accident and sickness; property; casualty; personal lines
40 hours for life, accident and sickness; property and casualty
Yes
Georgia Insurance Code and Office of Insurance
Hawaii
Yes
No pre-exam training hours required
Yes
Hawaii Insurance Code and Department of Commerce and Consumer Affairs
Idaho
Yes, and fingerprinting services is available at the test site
No pre-exam training hours required
Yes
Idaho Insurance Code and Department of Insurance
Illinois
No, but applicant must provide two forms of identification on exam day
12.5 hours for motor vehicle (5 hours of which must be in classroom setting)
20 hours for any other line of authority (7.5 of which must be in the classroom setting)
Yes
Illinois Insurance Code and Department of Insurance
Indiana
No
10 hours for title
20 hours for life; health; personal lines and casualty
40 hours for life and health; personal and commercial property and casualty
An applicant may qualify to waive these requirements if they hold a certain professional degree
Yes, for: life; health; life and health; property and casualty; personal lines; surplus lines producer; bail agent; recovery agent; public adjuster
No exam required for: limited line credit; title; travel; portable electronics
Indiana Insurance Code and Department of Insurance
Iowa
No, but applicants must bring two forms of identification to exam
No pre-exam training hours required
Yes, and must apply for license within 90 days of passing exam
Iowa Insurance Code and Insurance Division
Kansas
No
No pre-exam training hours required
Yes
Kansas Insurance Code and Insurance Department
Kentucky
No, but applicants must apply for a criminal background report through the Administrative Offices of Courts
20 hours each for life, health, property, casualty, and personal lines
Yes
Kentucky Insurance Code and Department of Insurance
Louisiana
Yes, and fingerprinting services is available at the exam site
8 hours for bail bonds
20 hours for: life; health and accident; property; casualty; personal lines
40 hours for: life, health and accident; property and casualty
Certain professional qualifications allow an applicant to forego pre-licensing training
Yes
Louisiana Department of Insurance
Maine
No, but applicants must provide two forms of identification at exam
No pre-exam training hours required
Yes, for resident applicants
Non-resident applicants with an active license from another state can apply for licensure without taking an exam
Maine Insurance Code and Bureau of Insurance
Maryland
No, but applicants must provide two forms of identification at exam
20 hours each for life; accident and health; property; casualty; personal lines; personal and commercial automobile
Yes
Maryland Insurance Code and Insurance Administration
Massachusetts
No, but applicants must answer background questions in license application
No pre-exam training hours required
Yes
Massachusetts Office of Consumer Affairs and Business Regulation
Michigan
No, but applicants must provide two forms of identification at exam
20 hours each for life; accident and health; property; casualty; personal lines
Yes
Michigan General Insurance Laws and Department of Insurance and Financial Services
Minnesota
Yes, and fingerprinting service is provided at the test site
20 hours each for life; accident and health; property; casualty; personal lines
Yes
Minnesota Insurance Code and Department of Commerce
Mississippi
No, but applicants must provide two forms of identification at exam
20 hours for life; accident and health; property; casualty; personal lines
40 hours for bail agent
Yes
Mississippi Insurance Code and Insurance Department
Missouri
No, but applicants must provide two forms of identification at exam
No pre-exam training hours required
Yes
Missouri Department of Insurance
Montana
Yes
No pre-exam training hours required
Yes, for: casualty; health; life; property; limited lines of credit
No exam required for variable; surety; travel
Montana Insurance Code and Insurance Office
Nebraska
No
6 hours for crop
20 hours for life and annuities; accident and health or sickness; property; casualty; personal
40 hours for life and annuities; accident and health or sickness; property and casualty
Yes
Nebraska Insurance Code and Department of Insurance
Nevada
Yes, and fingerprinting services are provided at the test Las Vegas and Reno testing sites
20 hours each for life; health; property; casualty; personal lines
Yes
Nevada Insurance Code and Division of Insurance
New Hampshire
No
No pre-exam training hours required
Yes
New Hampshire Department of Insurance
New Jersey
Yes
20 hours each for life; accident and health; property; casualty; personal lines
Yes
New Jersey Insurance Code and Department of Banking and Insurance
New Mexico
No, but applicants must provide two forms of identification at exam
No pre-exam training hours required
Yes
New Mexico Insurance Code and Office of Superintendent of Insurance
New York
Yes, for most types of licenses
20 hours for life; accident and health
40 hours for life, accident, and health; personal lines; public adjuster
90 hours for property and casualty
Yes, but applicants who can complete a Statement of Employer form based on work experience are exempt from exam
New York Insurance Law and Department of Financial Services
North Carolina
Yes
10 hours for Medicare supplement/Long-Term Care
20 hours for life; accident and health or sickness; property; casualty; personal lines
Yes
North Carolina Insurance Code and Department of Insurance
North Dakota
No, but applicants must provide two forms of identification at exam
No pre-exam training hours required
Yes
North Dakota Insurance Code
Ohio
Yes
20 hours each for life; accident and health; property; casualty; personal lines
Yes
Ohio Insurance Code and Department of Insurance
Oklahoma
No
No pre-exam training hours required
Yes
Oklahoma Department of Insurance
Oregon
Yes
20 hours for each line of authority
Yes
Oregon Insurance Code and Division of Financial Regulation
Pennsylvania
Yes
24 hours each for life; accident and health; life, accident and health; property; casualty; property and casualty; personal lines
Yes, and applicant can for apply for license by kiosk at the exam site immediately after exam passage
Pennsylvania Insurance Code and Insurance Department
Rhode Island
No, but applicants must provide two forms of identification at exam
No pre-exam training hours required
Yes
Rhode Island Insurance Code and Department of Business Regulation
South Carolina
No, but applicants must provide two forms of identification at exam
No pre-exam training hours required
Yes
South Carolina Department of Insurance
South Dakota
No, but applicants must provide two forms of identification at exam
No pre-exam training hours required
Yes
South Dakota Department of Labor and Regulation
Tennessee
Yes
20 hours for life; accident and health; property; casualty
30 hours for personal lines
40 hours for life, accident and health; property and casualty
Yes
Tennessee Insurance Code and Department of Commerce and Insurance
Texas
Yes
Varies depending on the line of authority
Yes, for some lines of authority
Texas Insurance Code and Department of Insurance
Utah
Yes
No pre-exam training hours required
Yes
Utah Insurance Code and Insurance Department
Vermont
No
No pre-exam training hours required
Yes, license application can be submitted electronically 48 hours after exam passage
Vermont Insurance Code and Department of Financial Regulation
Virginia
No, but applicants must provide two forms of identification at exam
No pre-exam training hours required
Yes, for some types of lines of authority
Virginia Insurance Code and State Corporation Commission
Washington
Yes
20 hours for each major line of authority
Yes
Washington Insurance Code and Office of the Insurance Commissioner
West Virginia
Yes, applicants must schedule fingerprinting after passing exam
20 hours each for life; accident and sickness; property; casualty; and personal lines
Yes
West Virginia Insurance Code and Offices of the Insurance Commissioner
Wisconsin
Yes
16 hours for navigators
20 hours each for life; accident and health; property; casualty; and personal lines
Yes
Wisconsin Insurance Code and Commissioner of Insurance
Wyoming
Yes, for initial license
No pre-exam training hours required
Yes
Wyoming Insurance Code and Department of Insurance
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